eToro fees for ETFs: currency exchange and the CFD catch

Gerasim Tsonev · 2026-11-02

What eToro costs

Fee
ETF commissionnone
Stock commission$1 or $2 per trade, depending on country and exchange
Exchange between a euro account and dollars (Europe)0.75% (lower for higher eToro Club tiers)
Withdrawal from a euro accountfree
Withdrawal from the dollar account$5, minimum $30
Inactivity feenone (per the fees page)

Source: eToro fees and conversion fees pages, 2 Nov 2026.

The catch: an ETF that is really a CFD

On its fees page eToro says that, due to product restrictions, some non-leveraged ETF buy positions are executed as CFDs. Such a position is marked "CFD" in the trade window.

Why it matters:

What to do: before confirming a purchase, check whether the trade window says "CFD". For long-term investing you want a real share of the fund.

Currency

Without a euro account at eToro, every euro deposit is exchanged into dollars. With one, the exchange costs 0.75% each time you buy an asset in another currency or move money between the accounts. For euro ETFs (for example VWCE on Xetra) bought from a euro account there is no exchange.

Recurring Investment does not pay an exchange fee on the deposit it triggers.

How to choose a broker

Compare three things: whether you get a real share of the fund, what each purchase costs including the exchange at your monthly amount, and what it costs to leave. Compare: Trading 212, Interactive Brokers, Revolut.

Compare two funds How much of the money is the same, fees, countries and the largest holdings side by side. VWCE vs IWDA

Frequently asked questions

Does eToro charge commission on ETFs?

No, eToro charges no commission on ETFs. A currency exchange fee can apply (0.75% between euros and dollars at the standard level), and some purchases are executed as CFDs with a spread.

Do I own the ETF I buy on eToro?

Usually yes, but eToro says some non-leveraged ETF purchases are executed as CFDs. Then you do not own the fund. Check for the "CFD" label before confirming.

How much do eToro withdrawals cost?

From a local-currency account (for example euros) they are free. From the dollar account they cost $5, with a $30 minimum (eToro, 2 Nov 2026).

How much does currency exchange cost on eToro?

Between the euro account and the dollar account 0.75% at the standard level; higher eToro Club tiers get a discount. Recurring Investment does not pay an exchange fee on its deposit.

Sources

This page is educational and not investment advice. Fees change: check them with the broker before you buy.