What Trading 212 costs
| Fee | Invest account |
|---|---|
| Trading commission | none |
| Custody fee | none |
| Currency exchange | 0.15% |
| Card, Google Pay, Apple Pay deposits | free up to €2,000 in total, then 0.7% |
| Bank transfer deposits | free |
| Withdrawals | free |
| Inactivity fee | none |
Source: Trading 212 Help Centre, 2 Nov 2026.
What this means in practice:
- Buy in your account's currency. With a euro account, buying a dollar-listed ETF (for example CSPX in London) costs 0.15% when you buy and 0.15% when you sell. The euro listing (for example SXR8 on Xetra) is the same fund without that fee. The codes of the most searched funds: the ISIN table.
- Fund by bank transfer. Cards are handier, but after the first €2,000 they cost 0.7% of every deposit.
- The exchange fee also applies inside Pies if the funds in them are in another currency. It does not apply to dividends received.
- Fees charged by exchanges or governments, not by Trading 212: for example 0.5% stamp duty on UK share purchases (not ETFs) and 0.4% on purchases of large French companies. They are shown before you confirm an order.
Good for monthly ETF investing?
For small monthly amounts no commission is a real advantage: at €100 a month the cost of each purchase is zero, while at a broker with a €1 commission it is 1% of the amount. You can buy fractions of a share and set up automatic recurring buys.
How to choose a broker
Compare three things: whether it offers exactly your fund (search by ISIN), what each purchase costs at your monthly amount, and what it costs to leave. Compare: Interactive Brokers, eToro, Revolut.
Compare two funds How much of the money is the same, fees, countries and the largest holdings side by side. VWCE vs IWDA
Frequently asked questions
Does Trading 212 charge fees?
The Invest account has no trading commission, custody fee or inactivity fee. Trading 212's only fee there is 0.15% for currency exchange when you buy an asset in another currency. Card deposits above €2,000 in total cost 0.7%.
How much does a Trading 212 deposit cost?
Bank transfers are free. Card, Google Pay and Apple Pay deposits are free up to €2,000 in total and cost 0.7% after that (Trading 212 Help Centre, 2 Nov 2026).
How do I avoid the Trading 212 FX fee?
Buy the fund's listing in your account's currency. With a euro account, for example SXR8 (Xetra, euros) instead of CSPX (London, dollars): the same fund, without the 0.15% exchange.
Does Trading 212 charge for withdrawals?
No. Withdrawals are free according to Trading 212's Help Centre.
Sources
- Trading 212, "What are the fees in the Invest, ISAs, and SIPP?", 2 Nov 2026
- Trading 212, "What is the FX fee?", 2 Nov 2026
- Trading 212, "What are the fees for funding my account?", 2 Nov 2026
- Trading 212, "Is there an inactivity fee?", 2 Nov 2026
This page is educational and not investment advice. Fees change: check them with the broker before you buy.