Chubb Limited (0VQD.L) stock analysis

In our weekly check, Chubb Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 4, red flags: 2.

About Chubb Limited

Chubb Limited is a Financial Services company (Insurance - Property & Casualty) based in Switzerland, listed on LSE as 0VQD.L.

What our checks show for 0VQD.L

Red flags

• The gross margin fell by 52.7 points, to 46.4%: costs are rising faster than prices.
• Thinly traded (about 2 thousand shares a day): buying and selling can move the price.

Warning signs

• The net margin fell by 3.5 points over 5 years, to 17.3%: the company keeps less of each sale as profit.
• Analysts expect only about 3.6% a year of growth in revenue.
• The stock has fallen as much as 42% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 7.4%.

Strengths

• Operating cash flow is 1.41x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 2.1 points from today's 17.3%.
• Earnings per share grew 27.1% a year over the last 3 years.
• Net profit grew 25.3% a year over the last 3 years.
• Free cash flow is 24.4% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 15% of profit: there is a cushion.

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Questions

What grade does Chubb Limited (0VQD.L) have?

In our weekly check, Chubb Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 4, red flags: 2. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 0VQD.L stock?

This week's biggest flags for Chubb Limited: Gross margin falling, Thinly traded, Margins falling. In total 6 of 25 checks show a warning or a red flag.

What does Chubb Limited do?

Chubb Limited is a Financial Services company (Insurance - Property & Casualty) based in Switzerland, listed on LSE as 0VQD.L.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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