Agricultural Bank of China Limited (1288.HK) stock analysis

In our weekly check, Agricultural Bank of China Limited is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6.

About Agricultural Bank of China Limited

Agricultural Bank of China Limited is a Financial Services company (Banks - Diversified) based in China, listed on HKSE as 1288.HK.

What our checks show for 1288.HK

Red flags

• The net margin fell by 21.9 points over 5 years, to 21.5%: the company keeps less of each sale as profit.
• The gross margin fell by 52.4 points, to 47.6%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 15.4% a year.
• Return on capital (ROCE) is only 1%.

Warning signs

• The stock has fallen as much as 54% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 2.3 years.

Strengths

• Operating cash flow is 4x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 17.1 points from today's 21.5%.
• Revenue grew 36% a year over the last 3 years.
• The company keeps 21.5% of its revenue as net profit.
• Free cash flow is 83.6% of revenue: cash for dividends, buybacks or growth.
• The price is 8.7 times earnings (P/E), reasonable for its growth.

Next earnings report: 2026-10-30

Similar companies

3988.HK · 0939.HK · 601398.SS · 1398.HK · JPM · 3328.HK

Questions

What grade does Agricultural Bank of China Limited (1288.HK) have?

In our weekly check, Agricultural Bank of China Limited is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 1288.HK stock?

This week's biggest flags for Agricultural Bank of China Limited: Margins falling, Gross margin falling, Weak revenue forecast. In total 8 of 25 checks show a warning or a red flag.

What does Agricultural Bank of China Limited do?

Agricultural Bank of China Limited is a Financial Services company (Banks - Diversified) based in China, listed on HKSE as 1288.HK.

When does Agricultural Bank of China Limited report earnings next?

The next earnings report is expected on 2026-10-30. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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