The People's Insurance Company (Group) of China Limited (1339.HK) stock analysis

In our weekly check, The People's Insurance Company (Group) of China Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 3, red flags: 3.

About The People's Insurance Company (Group) of China Limited

The People's Insurance Company (Group) of China Limited is a Financial Services company (Insurance - Property & Casualty) based in China, listed on HKSE as 1339.HK.

What our checks show for 1339.HK

Red flags

• The stock has fallen as much as 63% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5 years.
• Return on capital (ROCE) is only 4.4%.

Warning signs

• Analysts expect only about 4.1% a year of growth in revenue.
• The net margin is only 8.5%: little room if costs rise.
• The price swings a lot: 35.7% annual volatility. Expect large ups and downs.

Strengths

• The net margin rose by 4.9 points over 5 years, to 8.5%.
• The gross margin is 100% and has risen by 8.8 points: pricing power is holding.
• Operating cash flow is 2.6x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 24.6% a year over the next years.
• Earnings per share grew 11.5% a year over the last 3 years.
• Net profit grew 29.6% a year over the last 3 years.

Next earnings report: 2026-10-30

Similar companies

2328.HK · CB · PGR · TRV · ALL · PZU.WA

Questions

What grade does The People's Insurance Company (Group) of China Limited (1339.HK) have?

In our weekly check, The People's Insurance Company (Group) of China Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 3, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 1339.HK stock?

This week's biggest flags for The People's Insurance Company (Group) of China Limited: Deep past fall, Slow recovery after falls, Low return on capital. In total 6 of 25 checks show a warning or a red flag.

What does The People's Insurance Company (Group) of China Limited do?

The People's Insurance Company (Group) of China Limited is a Financial Services company (Insurance - Property & Casualty) based in China, listed on HKSE as 1339.HK.

When does The People's Insurance Company (Group) of China Limited report earnings next?

The next earnings report is expected on 2026-10-30. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis