Z.AI Co. Ltd. (2513.HK) stock analysis
In our weekly check, Z.AI Co. Ltd. is graded C (A to F). Of 18 checks on debt, profit, cash flow and trend: 10 pass, warnings: 0, red flags: 8.
About Z.AI Co. Ltd.
Z.AI Co. Ltd. is a Technology company (Software - Application) based in China, listed on HKSE as 2513.HK.
What our checks show for 2513.HK
Red flags
- Operating profit does not cover the interest bill (-49.3x): interest is paid from cash or new debt.
- Weak EPS forecast
- Weak EPS growth
- The company is losing money: the net margin is -297%.
- Free cash flow is negative (-102% of revenue): the business spends more cash than it brings in.
- The price swings a lot: 165% annual volatility. Expect large ups and downs.
- Return on capital (ROCE) is zero or negative: the business does not earn on the money put into it.
- Pay in shares equals 0% of free cash flow: it dilutes shareholders.
Strengths
- Debt is low: 0.59x equity.
- Analysts expect revenue to grow about 240% a year over the next years.
- Analysts expect the net margin to improve by 295 points from today's -297%.
- Revenue grew 238% a year over the last 3 years.
- A large company: market value $30.06 billion.
- Beta -4.43: the stock usually moves less than the market.
Similar companies
SHOP · SAP · CRM · UBER · ADP · NOW
Questions
What grade does Z.AI Co. Ltd. (2513.HK) have?
In our weekly check, Z.AI Co. Ltd. is graded C (A to F). Of 18 checks on debt, profit, cash flow and trend: 10 pass, warnings: 0, red flags: 8. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of 2513.HK stock?
This week's biggest flags for Z.AI Co. Ltd.: Weak interest cover, Weak EPS forecast, Weak EPS growth. In total 8 of 18 checks show a warning or a red flag.
What does Z.AI Co. Ltd. do?
Z.AI Co. Ltd. is a Technology company (Software - Application) based in China, listed on HKSE as 2513.HK.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-31
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