Sumitomo Mitsui Trust Holdings, Inc. (8309.T) stock analysis

In our weekly check, Sumitomo Mitsui Trust Holdings, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 5.

About Sumitomo Mitsui Trust Holdings, Inc.

Sumitomo Mitsui Trust Holdings, Inc. is a Financial Services company (Banks - Regional) based in Japan, listed on JPX as 8309.T.

What our checks show for 8309.T

Red flags

• The gross margin fell by 35.9 points, to 55.6%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 29% a year.
• The stock has fallen as much as 87% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 0.6%.

Warning signs

• The net margin fell by 1 points over 5 years, to 12.3%: the company keeps less of each sale as profit.
• The stock is still below its previous peak.

Strengths

• Operating cash flow is 1.97x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 23.1 points from today's 12.3%.
• Revenue grew 21% a year over the last 3 years.
• Earnings per share grew 26.9% a year over the last 3 years.
• Net profit grew 24.5% a year over the last 3 years.
• Free cash flow is 23.7% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2026-11-12

Similar companies

KOTAKBANK.NS · 8308.T · AXISBANK.NS · 6178.T · SBIN.NS · 7182.T

Questions

What grade does Sumitomo Mitsui Trust Holdings, Inc. (8309.T) have?

In our weekly check, Sumitomo Mitsui Trust Holdings, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 8309.T stock?

This week's biggest flags for Sumitomo Mitsui Trust Holdings, Inc.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 7 of 24 checks show a warning or a red flag.

What does Sumitomo Mitsui Trust Holdings, Inc. do?

Sumitomo Mitsui Trust Holdings, Inc. is a Financial Services company (Banks - Regional) based in Japan, listed on JPX as 8309.T.

When does Sumitomo Mitsui Trust Holdings, Inc. report earnings next?

The next earnings report is expected on 2026-11-12. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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