Mitsubishi HC Capital Inc. (8593.T) stock analysis

In our weekly check, Mitsubishi HC Capital Inc. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 14 pass, warnings: 2, red flags: 8.

About Mitsubishi HC Capital Inc.

Mitsubishi HC Capital Inc. is a Financial Services company (Financial - Credit Services) based in Japan, listed on JPX as 8593.T.

What our checks show for 8593.T

Red flags

• The gross margin fell by 16 points, to 2.9%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Free cash flow is negative (-15.6% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 76% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 4.8 years.
• Return on capital (ROCE) is only 2.1%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Revenue grew only 4.6% a year over the last 3 years.
• The net margin is only 6.3%: little room if costs rise.

Strengths

• The net margin rose by 0.7 points over 5 years, to 6.3%.
• Analysts expect earnings per share to grow about 16% a year over the next years.
• The price is 13.8 times earnings (P/E), reasonable for its growth.
• A large company: market value $12.01 billion.
• Beta 0.23: the stock usually moves less than the market.
• Actively traded: about 4.3 million shares a day.

Next earnings report: 2026-11-12

Similar companies

SHRIRAMFIN.NS · CHOLAFIN.NS · PFC.NS · V · BAJFINANCE.NS · 8591.T

Questions

What grade does Mitsubishi HC Capital Inc. (8593.T) have?

In our weekly check, Mitsubishi HC Capital Inc. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 14 pass, warnings: 2, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 8593.T stock?

This week's biggest flags for Mitsubishi HC Capital Inc.: Gross margin falling, Profits not backed by cash, Weak free cash flow. In total 10 of 24 checks show a warning or a red flag.

What does Mitsubishi HC Capital Inc. do?

Mitsubishi HC Capital Inc. is a Financial Services company (Financial - Credit Services) based in Japan, listed on JPX as 8593.T.

When does Mitsubishi HC Capital Inc. report earnings next?

The next earnings report is expected on 2026-11-12. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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