AIB Group plc (A5G.IR) stock analysis

In our weekly check, AIB Group plc is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 2, red flags: 4.

About AIB Group plc

AIB Group plc is a Financial Services company (Banks - Regional) based in Ireland, listed on DUB as A5G.IR.

What our checks show for A5G.IR

Red flags

• The gross margin fell by 20.9 points, to 76.7%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 4.8% a year.
• The stock has fallen as much as 100% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 1.5%.

Warning signs

• The stock is still below its previous peak.

Strengths

• The net margin rose by 9.7 points over 5 years, to 36.7%.
• Operating cash flow is 1.7x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 12.2 points from today's 36.7%.
• Revenue grew 22.7% a year over the last 3 years.
• Earnings per share grew 52.9% a year over the last 3 years.
• Net profit grew 40.8% a year over the last 3 years.

Similar companies

KEY · CIB · RF · BAMI.MI · BCH · BPE.MI

Questions

What grade does AIB Group plc (A5G.IR) have?

In our weekly check, AIB Group plc is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 2, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of A5G.IR stock?

This week's biggest flags for AIB Group plc: Gross margin falling, Weak revenue forecast, Deep past fall. In total 6 of 25 checks show a warning or a red flag.

What does AIB Group plc do?

AIB Group plc is a Financial Services company (Banks - Regional) based in Ireland, listed on DUB as A5G.IR.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis