ACI Worldwide, Inc. (ACIW) stock analysis

In our weekly check, ACI Worldwide, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 20 pass, warnings: 0, red flags: 4.

About ACI Worldwide, Inc.

ACI Worldwide, Inc. is a Technology company (Software - Infrastructure) based in the United States, listed on NASDAQ as ACIW.

What our checks show for ACIW

Red flags

• The gross margin fell by 4.3 points, to 49.1%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 7.7% a year.
• The stock has fallen as much as 76% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 3.3 years.

Strengths

• The net margin rose by 3.1 points over 5 years, to 12.4%.
• Operating cash flow is 1.75x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 19.8% a year over the next years.
• Analysts expect the net margin to improve by 11.9 points from today's 12.4%.
• Earnings per share grew 20.7% a year over the last 3 years.
• Net profit grew 16.7% a year over the last 3 years.

Next earnings report: 2026-11-05

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Questions

What grade does ACI Worldwide, Inc. (ACIW) have?

In our weekly check, ACI Worldwide, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 20 pass, warnings: 0, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of ACIW stock?

This week's biggest flags for ACI Worldwide, Inc.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 4 of 24 checks show a warning or a red flag.

What does ACI Worldwide, Inc. do?

ACI Worldwide, Inc. is a Technology company (Software - Infrastructure) based in the United States, listed on NASDAQ as ACIW.

When does ACI Worldwide, Inc. report earnings next?

The next earnings report is expected on 2026-11-05. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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