Admiral Group plc (ADM.L) stock analysis

In our weekly check, Admiral Group plc is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 4, red flags: 2.

About Admiral Group plc

Admiral Group plc is a Financial Services company (Insurance - Property & Casualty) based in the United Kingdom, listed on LSE as ADM.L.

What our checks show for ADM.L

Red flags

• The net margin fell by 24.8 points over 5 years, to 13.3%: the company keeps less of each sale as profit.
• Recovering from its deepest fall took about 4.1 years.

Warning signs

• Analysts expect only about 0.5% a year of growth in revenue.
• The stock has fallen as much as 55% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 9.6%.

Strengths

• Analysts expect the net margin to improve by 2.4 points from today's 13.3%.
• Revenue grew 54.1% a year over the last 3 years.
• Earnings per share grew 25.7% a year over the last 3 years.
• Net profit grew 37.4% a year over the last 3 years.
• Free cash flow is 11.7% of revenue: cash for dividends, buybacks or growth.
• A large company: market value $15.48 billion.

Similar companies

AFG · AIZ · ORI · KNSL · THG

Questions

What grade does Admiral Group plc (ADM.L) have?

In our weekly check, Admiral Group plc is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 4, red flags: 2. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of ADM.L stock?

This week's biggest flags for Admiral Group plc: Margins falling, Slow recovery after falls, Weak revenue forecast. In total 6 of 25 checks show a warning or a red flag.

What does Admiral Group plc do?

Admiral Group plc is a Financial Services company (Insurance - Property & Casualty) based in the United Kingdom, listed on LSE as ADM.L.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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