Adyen N.V. (ADYEN.AS) stock analysis

In our weekly check, Adyen N.V. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 17 pass, warnings: 4, red flags: 3.

About Adyen N.V.

Adyen N.V. is a Technology company (Software - Infrastructure) based in the Netherlands, listed on AMS as ADYEN.AS.

What our checks show for ADYEN.AS

Red flags

• The net margin fell by 7.1 points over 5 years, to 39.8%: the company keeps less of each sale as profit.
• The stock has fallen as much as 77% from a peak. Would you have held through that?
• Beta 1.89: the stock usually moves more than the market, both up and down.

Warning signs

• The price swings a lot: 49.3% annual volatility. Expect large ups and downs.
• The stock is still below its previous peak.
• Thinly traded (about 129 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 8.2%.

Strengths

• Debt is low: 0.07x equity.
• Operating profit covers interest 165 times over.
• The gross margin is 78.3% and has risen by 2.5 points: pricing power is holding.
• Analysts expect earnings per share to grow about 20% a year over the next years.
• Analysts expect revenue to grow about 16.1% a year over the next years.
• Analysts expect the net margin to improve by 4.6 points from today's 39.8%.

Similar companies

MDB · CRWV · VRSN · CPAY · RBRK · IOT

Questions

What grade does Adyen N.V. (ADYEN.AS) have?

In our weekly check, Adyen N.V. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 17 pass, warnings: 4, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of ADYEN.AS stock?

This week's biggest flags for Adyen N.V.: Margins falling, Deep past fall, High beta. In total 7 of 24 checks show a warning or a red flag.

What does Adyen N.V. do?

Adyen N.V. is a Technology company (Software - Infrastructure) based in the Netherlands, listed on AMS as ADYEN.AS.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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