Akbank T.A.S. (AKBNK.IS) stock analysis

In our weekly check, Akbank T.A.S. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 3, red flags: 8.

About Akbank T.A.S.

Akbank T.A.S. is a Financial Services company (Banks - Regional), listed on IST as AKBNK.IS.

What our checks show for AKBNK.IS

Red flags

• The net margin fell by 9.2 points over 5 years, to 9.1%: the company keeps less of each sale as profit.
• The gross margin fell by 21.6 points, to 38.1%: costs are rising faster than prices.
• Operating cash flow is only 0.47x net profit: part of the reported profit does not arrive as cash.
• Analysts expect revenue to shrink about 14.1% a year.
• The stock has fallen as much as 68% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 2.4%.

Warning signs

• The net margin is only 9.1%: little room if costs rise.
• Free cash flow is only 1.7% of revenue.
• The price swings a lot: 41.8% annual volatility. Expect large ups and downs.

Strengths

• Analysts expect earnings per share to grow about 48.5% a year over the next years.
• Analysts expect the net margin to improve by 24 points from today's 9.1%.
• Revenue grew 62.5% a year over the last 3 years.
• The price is 4.9 times earnings (P/E), reasonable for its growth.
• Beta 0.67: the stock usually moves less than the market.
• Actively traded: about 157 million shares a day.

Similar companies

600000.SS · ISCTR.IS · YKBNK.IS · BBL-R.BK · 1120.SR · DANSKE.CO

Questions

What grade does Akbank T.A.S. (AKBNK.IS) have?

In our weekly check, Akbank T.A.S. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 3, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of AKBNK.IS stock?

This week's biggest flags for Akbank T.A.S.: Margins falling, Gross margin falling, Profits not backed by cash. In total 11 of 25 checks show a warning or a red flag.

What does Akbank T.A.S. do?

Akbank T.A.S. is a Financial Services company (Banks - Regional), listed on IST as AKBNK.IS.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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