Boubyan Bank K.S.C (BOUBYAN.KW) stock analysis

In our weekly check, Boubyan Bank K.S.C is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 3, red flags: 9.

About Boubyan Bank K.S.C

Boubyan Bank K.S.C is a Financial Services company (Banks), listed on KUW as BOUBYAN.KW.

What our checks show for BOUBYAN.KW

Red flags

• The net margin fell by 7.8 points over 5 years, to 27.7%: the company keeps less of each sale as profit.
• The gross margin fell by 76.7 points, to 23.3%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 18.6% a year.
• Free cash flow is negative (-19.3% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 97% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 1.1%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Analysts expect earnings per share to shrink about 4.3% a year.
• The stock is still below its previous peak.

Strengths

• Analysts expect the net margin to improve by 9.2 points from today's 27.7%.
• Revenue grew 43% a year over the last 3 years.
• Earnings per share grew 41.2% a year over the last 3 years.
• Net profit grew 38.9% a year over the last 3 years.
• The company keeps 27.7% of its revenue as net profit.
• The dividend takes 22% of profit: there is a cushion.

Next earnings report: 2027-01-26

Similar companies

GBK.KW · NBK.KW

Questions

What grade does Boubyan Bank K.S.C (BOUBYAN.KW) have?

In our weekly check, Boubyan Bank K.S.C is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 3, red flags: 9. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of BOUBYAN.KW stock?

This week's biggest flags for Boubyan Bank K.S.C: Margins falling, Gross margin falling, Profits not backed by cash. In total 12 of 25 checks show a warning or a red flag.

What does Boubyan Bank K.S.C do?

Boubyan Bank K.S.C is a Financial Services company (Banks), listed on KUW as BOUBYAN.KW.

When does Boubyan Bank K.S.C report earnings next?

The next earnings report is expected on 2027-01-26. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

Open the full analysis