CaixaBank, S.A. (CABK.MC) stock analysis

In our weekly check, CaixaBank, S.A. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 13 pass, warnings: 3, red flags: 8.

About CaixaBank, S.A.

CaixaBank, S.A. is a Financial Services company (Banks - Regional) based in Spain, listed on BME as CABK.MC.

What our checks show for CABK.MC

Red flags

• The gross margin fell by 15.4 points, to 68.7%: costs are rising faster than prices.
• Profits not backed by cash
• Analysts expect revenue to shrink about 3.8% a year.
• The stock has fallen as much as 72% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 4.2 years.
• Return on capital (ROCE) is only 1.2%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• The net margin fell by 2.1 points over 5 years, to 27.4%: the company keeps less of each sale as profit.
• Free cash flow is only 0% of revenue.

Strengths

• Analysts expect earnings per share to grow about 12.5% a year over the next years.
• Analysts expect the net margin to improve by 12.2 points from today's 27.4%.
• Earnings per share grew 33.5% a year over the last 3 years.
• Net profit grew 25.2% a year over the last 3 years.
• The company keeps 27.4% of its revenue as net profit.
• A large company: market value $87.2 billion.

Next earnings report: 2026-10-30

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Questions

What grade does CaixaBank, S.A. (CABK.MC) have?

In our weekly check, CaixaBank, S.A. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 13 pass, warnings: 3, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of CABK.MC stock?

This week's biggest flags for CaixaBank, S.A.: Gross margin falling, Profits not backed by cash, Weak revenue forecast. In total 11 of 24 checks show a warning or a red flag.

What does CaixaBank, S.A. do?

CaixaBank, S.A. is a Financial Services company (Banks - Regional) based in Spain, listed on BME as CABK.MC.

When does CaixaBank, S.A. report earnings next?

The next earnings report is expected on 2026-10-30. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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