Cass Information Systems, Inc. (CASS) stock analysis

In our weekly check, Cass Information Systems, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 20 pass, warnings: 4, red flags: 1.

About Cass Information Systems, Inc.

Cass Information Systems, Inc. is an Industrials company (Specialty Business Services) based in the United States, listed on NASDAQ as CASS.

What our checks show for CASS

Red flags

• Thinly traded (about 80 thousand shares a day): buying and selling can move the price.

Warning signs

• Revenue grew only 2.5% a year over the last 3 years.
• A small company (market value $675 million): usually riskier and followed by fewer analysts.
• The stock has fallen as much as 53% from a peak. Would you have held through that?
• The stock is still below its previous peak.

Strengths

• Debt is low: 0x equity.
• Operating profit covers interest 12.1 times over.
• The gross margin is 100% and has risen by 7.4 points: pricing power is holding.
• Analysts expect earnings per share to grow about 12% a year over the next years.
• Analysts expect the net margin to improve by 3.3 points from today's 18.9%.
• Free cash flow is 15.8% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2027-01-28

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Questions

What grade does Cass Information Systems, Inc. (CASS) have?

In our weekly check, Cass Information Systems, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 20 pass, warnings: 4, red flags: 1. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of CASS stock?

This week's biggest flags for Cass Information Systems, Inc.: Thinly traded, Weak revenue growth, Small company. In total 5 of 25 checks show a warning or a red flag.

What does Cass Information Systems, Inc. do?

Cass Information Systems, Inc. is an Industrials company (Specialty Business Services) based in the United States, listed on NASDAQ as CASS.

When does Cass Information Systems, Inc. report earnings next?

The next earnings report is expected on 2027-01-28. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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