The Commercial Bank (P.S.Q.C.) (CBQK.QA) stock analysis

In our weekly check, The Commercial Bank (P.S.Q.C.) is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 12 pass, warnings: 2, red flags: 11.

About The Commercial Bank (P.S.Q.C.)

The Commercial Bank (P.S.Q.C.) is a Financial Services company (Banks - Regional), listed on DOH as CBQK.QA.

What our checks show for CBQK.QA

Red flags

• The net margin fell by 14.1 points over 5 years, to 16.9%: the company keeps less of each sale as profit.
• The gross margin fell by 28.5 points, to 40.4%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 28.1% a year.
• Free cash flow is negative (-31.6% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 75% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 12.7 years.
• Return on capital (ROCE) is only 1.3%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Earnings per share fell 13.1% a year over the last 3 years.
• Net profit fell 11.3% a year over the last 3 years.

Strengths

• Analysts expect earnings per share to grow about 15% a year over the next years.
• Analysts expect the net margin to improve by 24.8 points from today's 16.9%.
• The price is 8.9 times earnings (P/E), reasonable for its growth.
• Beta 0.43: the stock usually moves less than the market.

Next earnings report: 2027-01-26

Similar companies

BCP.LS · PNFP · DUBK.QA · EUROB.AT · QIIK.QA · BMED.MI

Questions

What grade does The Commercial Bank (P.S.Q.C.) (CBQK.QA) have?

In our weekly check, The Commercial Bank (P.S.Q.C.) is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 12 pass, warnings: 2, red flags: 11. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of CBQK.QA stock?

This week's biggest flags for The Commercial Bank (P.S.Q.C.): Margins falling, Gross margin falling, Profits not backed by cash. In total 13 of 25 checks show a warning or a red flag.

What does The Commercial Bank (P.S.Q.C.) do?

The Commercial Bank (P.S.Q.C.) is a Financial Services company (Banks - Regional), listed on DOH as CBQK.QA.

When does The Commercial Bank (P.S.Q.C.) report earnings next?

The next earnings report is expected on 2027-01-26. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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