Century Communities, Inc. (CCS) stock analysis

In our weekly check, Century Communities, Inc. is graded F (A to F). Of 23 checks on debt, profit, cash flow and trend: 5 pass, warnings: 8, red flags: 10.

About Century Communities, Inc.

Century Communities, Inc. is a Consumer Cyclical company (Residential Construction) based in the United States, listed on NYSE as CCS.

What our checks show for CCS

Red flags

• Net debt is 12.3x a year of EBITDA (debt/equity 0.71). That limits room in a downturn and raises refinancing risk.
• The net margin fell by 9 points over 5 years, to 2.9%: the company keeps less of each sale as profit.
• The gross margin fell by 9 points, to 15.9%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Revenue fell 5.5% a year over the last 3 years.
• The net margin is only 2.9%: little room if costs rise.
• Free cash flow is negative (-2.2% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 73% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 2.5%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Analysts expect earnings per share to shrink about 100% a year.
• Analysts expect only about 2.2% a year of growth in revenue.
• Earnings per share fell 38.4% a year over the last 3 years.
• Net profit fell 40.8% a year over the last 3 years.
• A small company (market value $1.5 billion): usually riskier and followed by fewer analysts.
• The price swings a lot: 41.3% annual volatility. Expect large ups and downs.
• Beta 1.28: the stock usually moves more than the market, both up and down.
• Thinly traded (about 253 thousand shares a day): buying and selling can move the price.

Strengths

• The dividend takes 33% of profit: there is a cushion.
• The price is 14 times earnings (P/E), reasonable for its growth.
• After its deepest fall the stock recovered in about 5 months.
• The share count fell by 6% in 2 years: the company buys back its own shares.

Next earnings report: 2027-01-27

Similar companies

KBH · MHO · MTH · SKY · CVCO · IBP

Questions

What grade does Century Communities, Inc. (CCS) have?

In our weekly check, Century Communities, Inc. is graded F (A to F). Of 23 checks on debt, profit, cash flow and trend: 5 pass, warnings: 8, red flags: 10. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of CCS stock?

This week's biggest flags for Century Communities, Inc.: High debt, Margins falling, Gross margin falling. In total 18 of 23 checks show a warning or a red flag.

What does Century Communities, Inc. do?

Century Communities, Inc. is a Consumer Cyclical company (Residential Construction) based in the United States, listed on NYSE as CCS.

When does Century Communities, Inc. report earnings next?

The next earnings report is expected on 2027-01-27. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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