DBS Group Holdings Ltd (D05.SI) stock analysis
In our weekly check, DBS Group Holdings Ltd is graded C (A to F). Of 23 checks on debt, profit, cash flow and trend: 14 pass, warnings: 3, red flags: 6.
About DBS Group Holdings Ltd
DBS Group Holdings Ltd is a Financial Services company (Banks) based in Singapore, listed on SES as D05.SI.
What our checks show for D05.SI
Red flags
- The net margin fell by 11.6 points over 5 years, to 31.2%: the company keeps less of each sale as profit.
- Profits not backed by cash
- Analysts expect revenue to shrink about 10% a year.
- The stock has fallen as much as 73% from a peak. Would you have held through that?
- Recovering from its deepest fall took about 8.7 years.
- Pay in shares equals 0% of free cash flow: it dilutes shareholders.
Warning signs
- Free cash flow is only 0% of revenue.
- The share count grew by 10.1% in 2 years: each shareholder owns a smaller slice.
- Return on capital (ROCE) is only 7.1%.
Strengths
- The gross margin is 99.5% and has risen by 10.4 points: pricing power is holding.
- Analysts expect the net margin to improve by 17.4 points from today's 31.2%.
- Revenue grew 18.8% a year over the last 3 years.
- Earnings per share grew 11.5% a year over the last 3 years.
- Net profit grew 11.1% a year over the last 3 years.
- The company keeps 31.2% of its revenue as net profit.
Next earnings report: 2026-11-05
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Questions
What grade does DBS Group Holdings Ltd (D05.SI) have?
In our weekly check, DBS Group Holdings Ltd is graded C (A to F). Of 23 checks on debt, profit, cash flow and trend: 14 pass, warnings: 3, red flags: 6. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of D05.SI stock?
This week's biggest flags for DBS Group Holdings Ltd: Margins falling, Profits not backed by cash, Weak revenue forecast. In total 9 of 23 checks show a warning or a red flag.
What does DBS Group Holdings Ltd do?
DBS Group Holdings Ltd is a Financial Services company (Banks) based in Singapore, listed on SES as D05.SI.
When does DBS Group Holdings Ltd report earnings next?
The next earnings report is expected on 2026-11-05. We re-run the checks every week, so the grade can change after it.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-24
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