Gentera, S.A.B. de C.V. (GENTERA.MX) stock analysis

In our weekly check, Gentera, S.A.B. de C.V. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 3, red flags: 4.

About Gentera, S.A.B. de C.V.

Gentera, S.A.B. de C.V. is a Financial Services company (Financial - Credit Services) based in Mexico, listed on MEX as GENTERA.MX.

What our checks show for GENTERA.MX

Red flags

• The gross margin fell by 29.7 points, to 70.3%: costs are rising faster than prices.
• The stock has fallen as much as 89% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 4.4 years.

Warning signs

• Analysts expect only about 1.8% a year of growth in revenue.
• The price swings a lot: 35.1% annual volatility. Expect large ups and downs.

Strengths

• The net margin rose by 4.4 points over 5 years, to 14.8%.
• Operating cash flow is 1.36x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 3.6 points from today's 14.8%.
• Revenue grew 24.8% a year over the last 3 years.
• Earnings per share grew 26% a year over the last 3 years.
• Net profit grew 24.9% a year over the last 3 years.

Similar companies

PYPL · COF · 3360.HK · GPN · SYF · AFRM

Questions

What grade does Gentera, S.A.B. de C.V. (GENTERA.MX) have?

In our weekly check, Gentera, S.A.B. de C.V. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 3, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of GENTERA.MX stock?

This week's biggest flags for Gentera, S.A.B. de C.V.: Gross margin falling, Deep past fall, Slow recovery after falls. In total 7 of 25 checks show a warning or a red flag.

What does Gentera, S.A.B. de C.V. do?

Gentera, S.A.B. de C.V. is a Financial Services company (Financial - Credit Services) based in Mexico, listed on MEX as GENTERA.MX.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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