IndusInd Bank Limited (INDUSINDBK.NS) stock analysis

In our weekly check, IndusInd Bank Limited is graded D (A to F). Of 24 checks on debt, profit, cash flow and trend: 11 pass, warnings: 5, red flags: 8.

About IndusInd Bank Limited

IndusInd Bank Limited is a Financial Services company (Banks - Regional) based in India, listed on NSE as INDUSINDBK.NS.

What our checks show for INDUSINDBK.NS

Red flags

• The net margin fell by 7 points over 5 years, to 5.7%: the company keeps less of each sale as profit.
• The gross margin fell by 17.5 points, to 40.7%: costs are rising faster than prices.
• Profits not backed by cash
• Analysts expect revenue to shrink about 14% a year.
• The stock has fallen as much as 85% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 0.7%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Earnings per share fell 26.2% a year over the last 3 years.
• Net profit fell 26.1% a year over the last 3 years.
• The net margin is only 5.7%: little room if costs rise.
• Free cash flow is only 0% of revenue.
• The stock is still below its previous peak.

Strengths

• Analysts expect earnings per share to grow about 49.5% a year over the next years.
• Analysts expect the net margin to improve by 17.5 points from today's 5.7%.
• Beta 0.49: the stock usually moves less than the market.

Next earnings report: 2027-01-22

Similar companies

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Questions

What grade does IndusInd Bank Limited (INDUSINDBK.NS) have?

In our weekly check, IndusInd Bank Limited is graded D (A to F). Of 24 checks on debt, profit, cash flow and trend: 11 pass, warnings: 5, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of INDUSINDBK.NS stock?

This week's biggest flags for IndusInd Bank Limited: Margins falling, Gross margin falling, Profits not backed by cash. In total 13 of 24 checks show a warning or a red flag.

What does IndusInd Bank Limited do?

IndusInd Bank Limited is a Financial Services company (Banks - Regional) based in India, listed on NSE as INDUSINDBK.NS.

When does IndusInd Bank Limited report earnings next?

The next earnings report is expected on 2027-01-22. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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