Komercní banka, a.s. (KOMB.PR) stock analysis

In our weekly check, Komercní banka, a.s. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 3, red flags: 9.

About Komercní banka, a.s.

Komercní banka, a.s. is a Financial Services company (Banks - Regional), listed on PRA as KOMB.PR.

What our checks show for KOMB.PR

Red flags

• The net margin fell by 24.8 points over 5 years, to 16.7%: the company keeps less of each sale as profit.
• The gross margin fell by 68.1 points, to 34%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 26.5% a year.
• The dividend takes 2087% of profit: little cushion if profit falls.
• The stock has fallen as much as 66% from a peak. Would you have held through that?
• Thinly traded (about 83 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 1.3%.

Warning signs

• Operating cash flow is only 0.58x net profit: part of the reported profit does not arrive as cash.
• Revenue grew only 1.6% a year over the last 3 years.
• Recovering from its deepest fall took about 1.8 years.

Strengths

• Analysts expect the net margin to improve by 27.4 points from today's 16.7%.
• The price is 10.6 times earnings (P/E), reasonable for its growth.
• Beta 0.11: the stock usually moves less than the market.
• Pay in shares is only 0% of free cash flow.

Questions

What grade does Komercní banka, a.s. (KOMB.PR) have?

In our weekly check, Komercní banka, a.s. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 3, red flags: 9. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of KOMB.PR stock?

This week's biggest flags for Komercní banka, a.s.: Margins falling, Gross margin falling, Weak revenue forecast. In total 12 of 25 checks show a warning or a red flag.

What does Komercní banka, a.s. do?

Komercní banka, a.s. is a Financial Services company (Banks - Regional), listed on PRA as KOMB.PR.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

Open the full analysis