AlRayan Bank Q.P.S.C. (MARK.QA) stock analysis

In our weekly check, AlRayan Bank Q.P.S.C. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 15 pass, warnings: 4, red flags: 5.

About AlRayan Bank Q.P.S.C.

AlRayan Bank Q.P.S.C. is a Financial Services company (Banks - Regional), listed on DOH as MARK.QA.

What our checks show for MARK.QA

Red flags

• The net margin fell by 20 points over 5 years, to 33.4%: the company keeps less of each sale as profit.
• The gross margin fell by 41.4 points, to 58.7%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 9.1% a year.
• The stock has fallen as much as 75% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 4.9%.

Warning signs

• Analysts expect earnings per share to shrink about 4.4% a year.
• Revenue grew only 1.9% a year over the last 3 years.
• The dividend takes 75% of profit: little cushion if profit falls.
• The stock is still below its previous peak.

Strengths

• Operating cash flow is 2.33x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 2.8 points from today's 33.4%.
• The company keeps 33.4% of its revenue as net profit.
• Free cash flow is 75.8% of revenue: cash for dividends, buybacks or growth.
• The price is 12.5 times earnings (P/E), reasonable for its growth.
• The price moves calmly: 17.5% annual volatility.

Next earnings report: 2027-01-28

Similar companies

BMED.MI · BIRG.IR · QIIK.QA · EUROB.AT · DUBK.QA · BCP.LS

Questions

What grade does AlRayan Bank Q.P.S.C. (MARK.QA) have?

In our weekly check, AlRayan Bank Q.P.S.C. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 15 pass, warnings: 4, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of MARK.QA stock?

This week's biggest flags for AlRayan Bank Q.P.S.C.: Margins falling, Gross margin falling, Weak revenue forecast. In total 9 of 24 checks show a warning or a red flag.

What does AlRayan Bank Q.P.S.C. do?

AlRayan Bank Q.P.S.C. is a Financial Services company (Banks - Regional), listed on DOH as MARK.QA.

When does AlRayan Bank Q.P.S.C. report earnings next?

The next earnings report is expected on 2027-01-28. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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