Manulife Financial Corporation (MFC.TO) stock analysis

In our weekly check, Manulife Financial Corporation is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 19 pass, warnings: 0, red flags: 5.

About Manulife Financial Corporation

Manulife Financial Corporation is a Financial Services company (Insurance - Life) based in Canada, listed on TSX as MFC.TO.

What our checks show for MFC.TO

Red flags

• The gross margin fell by 5.6 points, to 36.6%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 6% a year.
• The stock has fallen as much as 79% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 15.3 years.
• Return on capital (ROCE) is only 0.8%.

Strengths

• Operating cash flow is 4.57x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 17.6% a year over the next years.
• Analysts expect the net margin to improve by 6.3 points from today's 11.6%.
• Revenue grew 34.8% a year over the last 3 years.
• Earnings per share grew 50% a year over the last 3 years.
• Free cash flow is 53.1% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2026-11-04

Similar companies

MET · AFL · UNM · GL · JXN · VOYA

Questions

What grade does Manulife Financial Corporation (MFC.TO) have?

In our weekly check, Manulife Financial Corporation is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 19 pass, warnings: 0, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of MFC.TO stock?

This week's biggest flags for Manulife Financial Corporation: Gross margin falling, Weak revenue forecast, Deep past fall. In total 5 of 24 checks show a warning or a red flag.

What does Manulife Financial Corporation do?

Manulife Financial Corporation is a Financial Services company (Insurance - Life) based in Canada, listed on TSX as MFC.TO.

When does Manulife Financial Corporation report earnings next?

The next earnings report is expected on 2026-11-04. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis