Muthoot Finance Limited (MUTHOOTFIN.NS) stock analysis

In our weekly check, Muthoot Finance Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 4, red flags: 3.

About Muthoot Finance Limited

Muthoot Finance Limited is a Financial Services company (Financial - Credit Services) based in India, listed on NSE as MUTHOOTFIN.NS.

What our checks show for MUTHOOTFIN.NS

Red flags

• Analysts expect revenue to shrink about 11.1% a year.
• The stock has fallen as much as 68% from a peak. Would you have held through that?

Warning signs

• The gross margin fell by 1.6 points, to 63.6%: costs are rising faster than prices.
• The price swings a lot: 38.3% annual volatility. Expect large ups and downs.
• Return on capital (ROCE) is only 7.6%.

Strengths

• The net margin rose by 1 points over 5 years, to 33.9%.
• Analysts expect the net margin to improve by 20.1 points from today's 33.9%.
• Revenue grew 41.2% a year over the last 3 years.
• Earnings per share grew 46.6% a year over the last 3 years.
• Net profit grew 46.6% a year over the last 3 years.
• The company keeps 33.9% of its revenue as net profit.

Next earnings report: 2026-10-31

Similar companies

PFC.NS · V · RECLTD.NS · CHOLAFIN.BO · LTF.NS · MA

Questions

What grade does Muthoot Finance Limited (MUTHOOTFIN.NS) have?

In our weekly check, Muthoot Finance Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 4, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of MUTHOOTFIN.NS stock?

This week's biggest flags for Muthoot Finance Limited: Weak revenue forecast, Deep past fall, Gross margin falling. In total 7 of 25 checks show a warning or a red flag.

What does Muthoot Finance Limited do?

Muthoot Finance Limited is a Financial Services company (Financial - Credit Services) based in India, listed on NSE as MUTHOOTFIN.NS.

When does Muthoot Finance Limited report earnings next?

The next earnings report is expected on 2026-10-31. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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