Palomar Holdings, Inc. (PLMR) stock analysis

In our weekly check, Palomar Holdings, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 4, red flags: 2.

About Palomar Holdings, Inc.

Palomar Holdings, Inc. is a Financial Services company (Insurance - Property & Casualty) based in the United States, listed on NASDAQ as PLMR.

What our checks show for PLMR

Red flags

• Analysts expect the net margin to shrink by 7.3 points from today's 17.6%.
• The stock has fallen as much as 63% from a peak. Would you have held through that?

Warning signs

• The price swings a lot: 36.1% annual volatility. Expect large ups and downs.
• Recovering from its deepest fall took about 2.1 years.
• Thinly traded (about 237 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 6.9%.

Strengths

• The gross margin is 55.2% and has risen by 10.5 points: pricing power is holding.
• Operating cash flow is 1.89x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 19.2% a year over the next years.
• Analysts expect revenue to grow about 52.4% a year over the next years.
• Revenue grew 55.6% a year over the last 3 years.
• Earnings per share grew 58.4% a year over the last 3 years.

Similar companies

ARX · MCY · LMND · SLDE · SIGI · HGTY

Questions

What grade does Palomar Holdings, Inc. (PLMR) have?

In our weekly check, Palomar Holdings, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 4, red flags: 2. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of PLMR stock?

This week's biggest flags for Palomar Holdings, Inc.: Margins expected to shrink, Deep past fall, Very volatile. In total 6 of 25 checks show a warning or a red flag.

What does Palomar Holdings, Inc. do?

Palomar Holdings, Inc. is a Financial Services company (Insurance - Property & Casualty) based in the United States, listed on NASDAQ as PLMR.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-11-07

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