Quilter plc (QLT.L) stock analysis

In our weekly check, Quilter plc is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 5.

About Quilter plc

Quilter plc is a Financial Services company (Asset Management) based in the United Kingdom, listed on LSE as QLT.L.

What our checks show for QLT.L

Red flags

• The net margin fell by 2 points over 5 years, to 1.3%: the company keeps less of each sale as profit.
• Analysts expect revenue to shrink about 54.5% a year.
• The net margin is only 1.3%: little room if costs rise.
• The stock has fallen as much as 65% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 0.6%.

Warning signs

• Earnings per share fell 9.5% a year over the last 3 years.
• Net profit fell 11.8% a year over the last 3 years.
• Recovering from its deepest fall took about 2.8 years.

Strengths

• Debt is low: 0.19x equity.
• Operating profit covers interest 21.9 times over.
• The gross margin is 98.9% and has risen by 1.5 points: pricing power is holding.
• Operating cash flow is 51.39x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 21% a year over the next years.
• Analysts expect the net margin to improve by 23.4 points from today's 1.3%.

Similar companies

ASST · APAM · FSK · HTGC · WT · AAMI

Questions

What grade does Quilter plc (QLT.L) have?

In our weekly check, Quilter plc is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of QLT.L stock?

This week's biggest flags for Quilter plc: Margins falling, Weak revenue forecast, Thin margins. In total 8 of 24 checks show a warning or a red flag.

What does Quilter plc do?

Quilter plc is a Financial Services company (Asset Management) based in the United Kingdom, listed on LSE as QLT.L.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

Open the full analysis