Qatar National Bank (Q.P.S.C.) (QNBK.QA) stock analysis

In our weekly check, Qatar National Bank (Q.P.S.C.) is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 6.

About Qatar National Bank (Q.P.S.C.)

Qatar National Bank (Q.P.S.C.) is a Financial Services company (Banks - Diversified), listed on DOH as QNBK.QA.

What our checks show for QNBK.QA

Red flags

• The net margin fell by 32.3 points over 5 years, to 15.2%: the company keeps less of each sale as profit.
• The gross margin fell by 63.5 points, to 36.5%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 29.3% a year.
• Return on capital (ROCE) is only 1.6%.

Warning signs

• The stock has fallen as much as 58% from a peak. Would you have held through that?

Strengths

• Analysts expect earnings per share to grow about 12.6% a year over the next years.
• Analysts expect the net margin to improve by 26.2 points from today's 15.2%.
• Revenue grew 49% a year over the last 3 years.
• Free cash flow is 12.5% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 20% of profit: there is a cushion.
• A large company: market value $38.75 billion.

Next earnings report: 2027-01-13

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Questions

What grade does Qatar National Bank (Q.P.S.C.) (QNBK.QA) have?

In our weekly check, Qatar National Bank (Q.P.S.C.) is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of QNBK.QA stock?

This week's biggest flags for Qatar National Bank (Q.P.S.C.): Margins falling, Gross margin falling, Weak revenue forecast. In total 7 of 25 checks show a warning or a red flag.

What does Qatar National Bank (Q.P.S.C.) do?

Qatar National Bank (Q.P.S.C.) is a Financial Services company (Banks - Diversified), listed on DOH as QNBK.QA.

When does Qatar National Bank (Q.P.S.C.) report earnings next?

The next earnings report is expected on 2027-01-13. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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