Red River Bancshares, Inc. (RRBI) stock analysis

In our weekly check, Red River Bancshares, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6.

About Red River Bancshares, Inc.

Red River Bancshares, Inc. is a Financial Services company (Banks - Regional) based in the United States, listed on NASDAQ as RRBI.

What our checks show for RRBI

Red flags

• The net margin fell by 5.8 points over 5 years, to 26.9%: the company keeps less of each sale as profit.
• The gross margin fell by 18.3 points, to 74.3%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 6.5% a year.
• Thinly traded (about 62 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 1.8%.

Warning signs

• A small company (market value $682 million): usually riskier and followed by fewer analysts.
• The stock has fallen as much as 47% from a peak. Would you have held through that?

Strengths

• Analysts expect the net margin to improve by 8.7 points from today's 26.9%.
• Revenue grew 16.5% a year over the last 3 years.
• Earnings per share grew 12.2% a year over the last 3 years.
• The company keeps 26.9% of its revenue as net profit.
• Free cash flow is 23.8% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 12% of profit: there is a cushion.

Next earnings report: 2027-01-29

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Questions

What grade does Red River Bancshares, Inc. (RRBI) have?

In our weekly check, Red River Bancshares, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of RRBI stock?

This week's biggest flags for Red River Bancshares, Inc.: Margins falling, Gross margin falling, Weak revenue forecast. In total 8 of 25 checks show a warning or a red flag.

What does Red River Bancshares, Inc. do?

Red River Bancshares, Inc. is a Financial Services company (Banks - Regional) based in the United States, listed on NASDAQ as RRBI.

When does Red River Bancshares, Inc. report earnings next?

The next earnings report is expected on 2027-01-29. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-11-07

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