Standard Bank Group Limited (SBK.JO) stock analysis

In our weekly check, Standard Bank Group Limited is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 15 pass, warnings: 2, red flags: 8.

About Standard Bank Group Limited

Standard Bank Group Limited is a Financial Services company (Banks - Regional) based in South Africa, listed on JNB as SBK.JO.

What our checks show for SBK.JO

Red flags

• The net margin fell by 5.7 points over 5 years, to 13.7%: the company keeps less of each sale as profit.
• The gross margin fell by 30.3 points, to 69.9%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 16.2% a year.
• The dividend takes 1004% of profit: little cushion if profit falls.
• A small company (market value $288 million): usually riskier and followed by fewer analysts.
• The stock has fallen as much as 63% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 4.2 years.

Warning signs

• Return on capital (ROCE) is only 7.5%.

Strengths

• Operating cash flow is 1.43x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 10.3% a year over the next years.
• Analysts expect the net margin to improve by 16.6 points from today's 13.7%.
• Revenue grew 33.6% a year over the last 3 years.
• Earnings per share grew 13.3% a year over the last 3 years.
• Net profit grew 13.3% a year over the last 3 years.

Similar companies

0998.HK · SCB-R.BK · DNB.OL · 2388.HK · CPI.JO

Questions

What grade does Standard Bank Group Limited (SBK.JO) have?

In our weekly check, Standard Bank Group Limited is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 15 pass, warnings: 2, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of SBK.JO stock?

This week's biggest flags for Standard Bank Group Limited: Margins falling, Gross margin falling, Weak revenue forecast. In total 10 of 25 checks show a warning or a red flag.

What does Standard Bank Group Limited do?

Standard Bank Group Limited is a Financial Services company (Banks - Regional) based in South Africa, listed on JNB as SBK.JO.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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