Skandinaviska Enskilda Banken AB (publ) (SEB-A.ST) stock analysis

In our weekly check, Skandinaviska Enskilda Banken AB (publ) is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 0, red flags: 8.

About Skandinaviska Enskilda Banken AB (publ)

Skandinaviska Enskilda Banken AB (publ) is a Financial Services company (Banks - Regional) based in Sweden, listed on STO as SEB-A.ST.

What our checks show for SEB-A.ST

Red flags

• The net margin fell by 21 points over 5 years, to 20.8%: the company keeps less of each sale as profit.
• The gross margin fell by 39 points, to 52.3%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 20.8% a year.
• The stock has fallen as much as 88% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 12.3 years.
• Return on capital (ROCE) is only 0.9%.

Strengths

• Analysts expect earnings per share to grow about 11.6% a year over the next years.
• Analysts expect the net margin to improve by 23.3 points from today's 20.8%.
• Revenue grew 19.6% a year over the last 3 years.
• The company keeps 20.8% of its revenue as net profit.
• Free cash flow is 21.4% of revenue: cash for dividends, buybacks or growth.
• A large company: market value $39.34 billion.

Similar companies

2801.TW · SWED-A.ST · 1120.SR · DNB.OL · 0998.HK

Questions

What grade does Skandinaviska Enskilda Banken AB (publ) (SEB-A.ST) have?

In our weekly check, Skandinaviska Enskilda Banken AB (publ) is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 0, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of SEB-A.ST stock?

This week's biggest flags for Skandinaviska Enskilda Banken AB (publ): Margins falling, Gross margin falling, Weak revenue forecast. In total 8 of 25 checks show a warning or a red flag.

What does Skandinaviska Enskilda Banken AB (publ) do?

Skandinaviska Enskilda Banken AB (publ) is a Financial Services company (Banks - Regional) based in Sweden, listed on STO as SEB-A.ST.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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