ServisFirst Bancshares, Inc. (SFBS) stock analysis

In our weekly check, ServisFirst Bancshares, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 2, red flags: 4.

About ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc. is a Financial Services company (Banks - Regional) based in the United States, listed on NYSE as SFBS.

What our checks show for SFBS

Red flags

• The net margin fell by 20.3 points over 5 years, to 27.2%: the company keeps less of each sale as profit.
• The gross margin fell by 33.7 points, to 51.8%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 7.9% a year.

Warning signs

• The stock has fallen as much as 58% from a peak. Would you have held through that?

Strengths

• Operating cash flow is 1.28x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 14.9% a year over the next years.
• Analysts expect the net margin to improve by 25 points from today's 27.2%.
• Revenue grew 20.6% a year over the last 3 years.
• The company keeps 27.2% of its revenue as net profit.
• Free cash flow is 34.3% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2027-01-19

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Questions

What grade does ServisFirst Bancshares, Inc. (SFBS) have?

In our weekly check, ServisFirst Bancshares, Inc. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 2, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of SFBS stock?

This week's biggest flags for ServisFirst Bancshares, Inc.: Margins falling, Gross margin falling, Weak revenue forecast. In total 6 of 25 checks show a warning or a red flag.

What does ServisFirst Bancshares, Inc. do?

ServisFirst Bancshares, Inc. is a Financial Services company (Banks - Regional) based in the United States, listed on NYSE as SFBS.

When does ServisFirst Bancshares, Inc. report earnings next?

The next earnings report is expected on 2027-01-19. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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