Standard Chartered PLC (STAN.L) stock analysis

In our weekly check, Standard Chartered PLC is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 13 pass, warnings: 2, red flags: 9.

About Standard Chartered PLC

Standard Chartered PLC is a Financial Services company (Banks - Diversified) based in the United Kingdom, listed on LSE as STAN.L.

What our checks show for STAN.L

Red flags

• The gross margin fell by 33.9 points, to 47%: costs are rising faster than prices.
• Profits not backed by cash
• Analysts expect revenue to shrink about 21.5% a year.
• The stock has fallen as much as 82% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.2 years.
• Return on capital (ROCE) is only 1.9%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• The net margin fell by 1 points over 5 years, to 11.8%: the company keeps less of each sale as profit.
• Free cash flow is only 0% of revenue.

Strengths

• Analysts expect earnings per share to grow about 18.5% a year over the next years.
• Analysts expect the net margin to improve by 23.8 points from today's 11.8%.
• Revenue grew 24.6% a year over the last 3 years.
• Earnings per share grew 35.7% a year over the last 3 years.
• Net profit grew 22.6% a year over the last 3 years.
• The price is 12.2 times earnings (P/E), reasonable for its growth.

Next earnings report: 2026-10-28

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Questions

What grade does Standard Chartered PLC (STAN.L) have?

In our weekly check, Standard Chartered PLC is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 13 pass, warnings: 2, red flags: 9. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of STAN.L stock?

This week's biggest flags for Standard Chartered PLC: Gross margin falling, Profits not backed by cash, Weak revenue forecast. In total 11 of 24 checks show a warning or a red flag.

What does Standard Chartered PLC do?

Standard Chartered PLC is a Financial Services company (Banks - Diversified) based in the United Kingdom, listed on LSE as STAN.L.

When does Standard Chartered PLC report earnings next?

The next earnings report is expected on 2026-10-28. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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