Suncorp Group Limited (SUN.AX) stock analysis

In our weekly check, Suncorp Group Limited is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 15 pass, warnings: 6, red flags: 3.

About Suncorp Group Limited

Suncorp Group Limited is a Financial Services company (Insurance - Property & Casualty) based in Australia, listed on ASX as SUN.AX.

What our checks show for SUN.AX

Red flags

• The gross margin fell by 81.8 points, to 18.2%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 2.2% a year.
• The stock has fallen as much as 78% from a peak. Would you have held through that?

Warning signs

• Revenue grew only 0.6% a year over the last 3 years.
• Net profit fell 3.6% a year over the last 3 years.
• The net margin is only 6.3%: little room if costs rise.
• The dividend takes 99% of profit: little cushion if profit falls.
• The stock is still below its previous peak.
• Return on capital (ROCE) is only 5.1%.

Strengths

• The net margin rose by 1.3 points over 5 years, to 6.3%.
• Operating cash flow is 1.54x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 10.8% a year over the next years.
• Analysts expect the net margin to improve by 3 points from today's 6.3%.
• A large company: market value $15.2 billion.
• Beta 0.2: the stock usually moves less than the market.

Similar companies

IAG.AX · CINF · WRB · AIZ · AFG

Questions

What grade does Suncorp Group Limited (SUN.AX) have?

In our weekly check, Suncorp Group Limited is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 15 pass, warnings: 6, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of SUN.AX stock?

This week's biggest flags for Suncorp Group Limited: Gross margin falling, Weak revenue forecast, Deep past fall. In total 9 of 24 checks show a warning or a red flag.

What does Suncorp Group Limited do?

Suncorp Group Limited is a Financial Services company (Insurance - Property & Casualty) based in Australia, listed on ASX as SUN.AX.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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