Sundaram Finance Limited (SUNDARMFIN.NS) stock analysis

In our weekly check, Sundaram Finance Limited is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 1, red flags: 8.

About Sundaram Finance Limited

Sundaram Finance Limited is a Financial Services company (Financial - Credit Services) based in India, listed on NSE as SUNDARMFIN.NS.

What our checks show for SUNDARMFIN.NS

Red flags

• The gross margin fell by 9.9 points, to 45.4%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 13.1% a year.
• The dividend takes 1882% of profit: little cushion if profit falls.
• The stock has fallen as much as 66% from a peak. Would you have held through that?
• Thinly traded (about 51 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 4%.

Warning signs

• The net margin fell by 2.4 points over 5 years, to 21%: the company keeps less of each sale as profit.

Strengths

• Operating cash flow is 1.66x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 11.5% a year over the next years.
• Analysts expect the net margin to improve by 19.2 points from today's 21%.
• Revenue grew 22.6% a year over the last 3 years.
• Earnings per share grew 15.7% a year over the last 3 years.
• Net profit grew 15.7% a year over the last 3 years.

Next earnings report: 2026-11-09

Similar companies

MA · LTF.NS · RECLTD.NS · CHOLAHLDNG.NS · V · AXP

Questions

What grade does Sundaram Finance Limited (SUNDARMFIN.NS) have?

In our weekly check, Sundaram Finance Limited is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 1, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of SUNDARMFIN.NS stock?

This week's biggest flags for Sundaram Finance Limited: Gross margin falling, Weak revenue forecast, Dividend stretched. In total 9 of 25 checks show a warning or a red flag.

What does Sundaram Finance Limited do?

Sundaram Finance Limited is a Financial Services company (Financial - Credit Services) based in India, listed on NSE as SUNDARMFIN.NS.

When does Sundaram Finance Limited report earnings next?

The next earnings report is expected on 2026-11-09. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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