TIM S.A. (TIMS3.SA) stock analysis

In our weekly check, TIM S.A. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 20 pass, warnings: 1, red flags: 4.

About TIM S.A.

TIM S.A. is a Communication Services company (Telecommunications Services) based in Brazil, listed on SAO as TIMS3.SA.

What our checks show for TIMS3.SA

Red flags

• Operating profit covers interest only 1.9 times: a weak year could make the payments hard.
• The dividend takes 124% of profit: little cushion if profit falls.
• The stock has fallen as much as 69% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.3 years.

Warning signs

• Analysts expect only about 4.2% a year of growth in revenue.

Strengths

• The gross margin is 53.8% and has risen by 1.4 points: pricing power is holding.
• Operating cash flow is 3.17x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 2.7 points from today's 15.8%.
• Earnings per share grew 37.7% a year over the last 3 years.
• Net profit grew 37.3% a year over the last 3 years.
• Free cash flow is 33.2% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2026-11-09

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Questions

What grade does TIM S.A. (TIMS3.SA) have?

In our weekly check, TIM S.A. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 20 pass, warnings: 1, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of TIMS3.SA stock?

This week's biggest flags for TIM S.A.: Weak interest cover, Dividend stretched, Deep past fall. In total 5 of 25 checks show a warning or a red flag.

What does TIM S.A. do?

TIM S.A. is a Communication Services company (Telecommunications Services) based in Brazil, listed on SAO as TIMS3.SA.

When does TIM S.A. report earnings next?

The next earnings report is expected on 2026-11-09. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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