Ping An Bank Co., Ltd. (000001.SZ) stock analysis

In our weekly check, Ping An Bank Co., Ltd. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 12 pass, warnings: 2, red flags: 11.

About Ping An Bank Co., Ltd.

Ping An Bank Co., Ltd. is a Financial Services company (Banks - Regional) based in China, listed on SHZ as 000001.SZ.

What our checks show for 000001.SZ

Red flags

• The gross margin fell by 11.7 points, to 52.8%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 14.4% a year.
• Revenue fell 9.5% a year over the last 3 years.
• Free cash flow is negative (-13.9% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 77% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 6.1 years.
• Return on capital (ROCE) is only 0.9%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Earnings per share fell 0.8% a year over the last 3 years.
• Net profit fell 1.5% a year over the last 3 years.

Strengths

• The net margin rose by 7.2 points over 5 years, to 21.1%.
• Analysts expect the net margin to improve by 10.2 points from today's 21.1%.
• The company keeps 21.1% of its revenue as net profit.
• The dividend takes 42% of profit: there is a cushion.
• A large company: market value $34 billion.
• The price moves calmly: 15.9% annual volatility.

Similar companies

002142.SZ · 600919.SS · 1180.SR · 2834.TW

Questions

What grade does Ping An Bank Co., Ltd. (000001.SZ) have?

In our weekly check, Ping An Bank Co., Ltd. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 12 pass, warnings: 2, red flags: 11. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 000001.SZ stock?

This week's biggest flags for Ping An Bank Co., Ltd.: Gross margin falling, Profits not backed by cash, Weak revenue forecast. In total 13 of 25 checks show a warning or a red flag.

What does Ping An Bank Co., Ltd. do?

Ping An Bank Co., Ltd. is a Financial Services company (Banks - Regional) based in China, listed on SHZ as 000001.SZ.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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