Taiwan Business Bank, Ltd. (2834.TW) stock analysis

In our weekly check, Taiwan Business Bank, Ltd. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 11 pass, warnings: 3, red flags: 11.

About Taiwan Business Bank, Ltd.

Taiwan Business Bank, Ltd. is a Financial Services company (Banks - Regional) based in Taiwan, listed on TAI as 2834.TW.

What our checks show for 2834.TW

Red flags

• The gross margin fell by 8.7 points, to 70.4%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 9.9% a year.
• Analysts expect the net margin to shrink by 13 points from today's 43.3%.
• Revenue fell 9.7% a year over the last 3 years.
• Free cash flow is negative (-146% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 61% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 0.7%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Analysts expect earnings per share to shrink about 19.9% a year.
• Recovering from its deepest fall took about 2.2 years.
• The share count grew by 11.4% in 2 years: each shareholder owns a smaller slice.

Strengths

• The net margin rose by 26.5 points over 5 years, to 43.3%.
• The company keeps 43.3% of its revenue as net profit.
• The dividend takes 14% of profit: there is a cushion.
• The price moves calmly: 16.8% annual volatility.
• Beta 0.33: the stock usually moves less than the market.
• Actively traded: about 45.4 million shares a day.

Next earnings report: 2026-11-05

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Questions

What grade does Taiwan Business Bank, Ltd. (2834.TW) have?

In our weekly check, Taiwan Business Bank, Ltd. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 11 pass, warnings: 3, red flags: 11. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 2834.TW stock?

This week's biggest flags for Taiwan Business Bank, Ltd.: Gross margin falling, Profits not backed by cash, Weak revenue forecast. In total 14 of 25 checks show a warning or a red flag.

What does Taiwan Business Bank, Ltd. do?

Taiwan Business Bank, Ltd. is a Financial Services company (Banks - Regional) based in Taiwan, listed on TAI as 2834.TW.

When does Taiwan Business Bank, Ltd. report earnings next?

The next earnings report is expected on 2026-11-05. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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