Shinhan Financial Group Co., Ltd. (055550.KS) stock analysis

In our weekly check, Shinhan Financial Group Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 1, red flags: 7.

About Shinhan Financial Group Co., Ltd.

Shinhan Financial Group Co., Ltd. is a Financial Services company (Banks - Regional) based in South Korea, listed on KSC as 055550.KS.

What our checks show for 055550.KS

Red flags

• The gross margin fell by 29.9 points, to 51%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 23.3% a year.
• The stock has fallen as much as 67% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 15.7 years.
• Return on capital (ROCE) is only 2.5%.

Warning signs

• The price swings a lot: 38.9% annual volatility. Expect large ups and downs.

Strengths

• Operating cash flow is 4.08x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 10.8% a year over the next years.
• Analysts expect the net margin to improve by 23.8 points from today's 15%.
• Free cash flow is 59.1% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 28% of profit: there is a cushion.
• The price is 7.9 times earnings (P/E), reasonable for its growth.

Next earnings report: 2026-10-27

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Questions

What grade does Shinhan Financial Group Co., Ltd. (055550.KS) have?

In our weekly check, Shinhan Financial Group Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 1, red flags: 7. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 055550.KS stock?

This week's biggest flags for Shinhan Financial Group Co., Ltd.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 8 of 25 checks show a warning or a red flag.

What does Shinhan Financial Group Co., Ltd. do?

Shinhan Financial Group Co., Ltd. is a Financial Services company (Banks - Regional) based in South Korea, listed on KSC as 055550.KS.

When does Shinhan Financial Group Co., Ltd. report earnings next?

The next earnings report is expected on 2026-10-27. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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