Woori Financial Group Inc. (316140.KS) stock analysis

In our weekly check, Woori Financial Group Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 5.

About Woori Financial Group Inc.

Woori Financial Group Inc. is a Financial Services company (Banks - Regional) based in South Korea, listed on KSC as 316140.KS.

What our checks show for 316140.KS

Red flags

• Analysts expect the net margin to shrink by 48.4 points from today's 78.8%.
• Revenue fell 38.1% a year over the last 3 years.
• The dividend takes 37864% of profit: little cushion if profit falls.
• Return on capital (ROCE) is only 1.9%.

Warning signs

• The price swings a lot: 37.5% annual volatility. Expect large ups and downs.
• The stock has fallen as much as 59% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 2 years.

Strengths

• The net margin rose by 58.5 points over 5 years, to 78.8%.
• The gross margin is 100% and has risen by 27.5 points: pricing power is holding.
• Operating cash flow is 2.14x net profit: the profit arrives as real cash.
• Analysts expect revenue to grow about 45.7% a year over the next years.
• The company keeps 78.8% of its revenue as net profit.
• Free cash flow is 161% of revenue: cash for dividends, buybacks or growth.

Similar companies

BCI.SN · 055550.KS · OTP.BD · 7182.T · 105560.KS · SBIN.NS

Questions

What grade does Woori Financial Group Inc. (316140.KS) have?

In our weekly check, Woori Financial Group Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 316140.KS stock?

This week's biggest flags for Woori Financial Group Inc.: Margins expected to shrink, Weak revenue growth, Dividend stretched. In total 8 of 24 checks show a warning or a red flag.

What does Woori Financial Group Inc. do?

Woori Financial Group Inc. is a Financial Services company (Banks - Regional) based in South Korea, listed on KSC as 316140.KS.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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