AMMB Holdings Berhad (1015.KL) stock analysis

In our weekly check, AMMB Holdings Berhad is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 6.

About AMMB Holdings Berhad

AMMB Holdings Berhad is a Financial Services company (Banks - Regional), listed on KLS as 1015.KL.

What our checks show for 1015.KL

Red flags

• The gross margin fell by 9.9 points, to 58.1%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 13.6% a year.
• The stock has fallen as much as 65% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 1.3%.

Warning signs

• The net margin fell by 3.3 points over 5 years, to 23.8%: the company keeps less of each sale as profit.
• The dividend takes 86% of profit: little cushion if profit falls.
• The stock is still below its previous peak.

Strengths

• Operating cash flow is 2.03x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 17 points from today's 23.8%.
• The company keeps 23.8% of its revenue as net profit.
• Free cash flow is 46.9% of revenue: cash for dividends, buybacks or growth.
• The price moves calmly: 18.7% annual volatility.
• Beta -0.03: the stock usually moves less than the market.

Next earnings report: 2026-12-02

Similar companies

BAMI.MI · CIB · KEY · A5G.IR · BCH · RBI.VI

Questions

What grade does AMMB Holdings Berhad (1015.KL) have?

In our weekly check, AMMB Holdings Berhad is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 1015.KL stock?

This week's biggest flags for AMMB Holdings Berhad: Gross margin falling, Weak revenue forecast, Deep past fall. In total 9 of 25 checks show a warning or a red flag.

What does AMMB Holdings Berhad do?

AMMB Holdings Berhad is a Financial Services company (Banks - Regional), listed on KLS as 1015.KL.

When does AMMB Holdings Berhad report earnings next?

The next earnings report is expected on 2026-12-02. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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