iM Financial Group Co. Ltd. (139130.KS) stock analysis

In our weekly check, iM Financial Group Co. Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 3, red flags: 8.

About iM Financial Group Co. Ltd.

iM Financial Group Co. Ltd. is a Financial Services company (Banks) based in South Korea, listed on KSC as 139130.KS.

What our checks show for 139130.KS

Red flags

• Analysts expect the net margin to shrink by 54.1 points from today's 78.7%.
• Revenue fell 44.8% a year over the last 3 years.
• The dividend takes 25342% of profit: little cushion if profit falls.
• The stock has fallen as much as 81% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.6 years.
• Return on capital (ROCE) is only 0.6%.

Warning signs

• A small company (market value $1.87 billion): usually riskier and followed by fewer analysts.
• The price swings a lot: 40.3% annual volatility. Expect large ups and downs.
• Thinly traded (about 460 thousand shares a day): buying and selling can move the price.

Strengths

• The net margin rose by 60.7 points over 5 years, to 78.7%.
• The gross margin is 100% and has risen by 19.3 points: pricing power is holding.
• Operating cash flow is 2.81x net profit: the profit arrives as real cash.
• Analysts expect revenue to grow about 59.8% a year over the next years.
• The company keeps 78.7% of its revenue as net profit.
• Free cash flow is 216% of revenue: cash for dividends, buybacks or growth.

Similar companies

FSR.JO · 024110.KS · 138930.KS · 316140.KS · 323410.KS

Questions

What grade does iM Financial Group Co. Ltd. (139130.KS) have?

In our weekly check, iM Financial Group Co. Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 3, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 139130.KS stock?

This week's biggest flags for iM Financial Group Co. Ltd.: Margins expected to shrink, Weak revenue growth, Dividend stretched. In total 11 of 25 checks show a warning or a red flag.

What does iM Financial Group Co. Ltd. do?

iM Financial Group Co. Ltd. is a Financial Services company (Banks) based in South Korea, listed on KSC as 139130.KS.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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