Ping An Insurance (Group) Company of China, Ltd. (2318.HK) stock analysis

In our weekly check, Ping An Insurance (Group) Company of China, Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 1, red flags: 5.

About Ping An Insurance (Group) Company of China, Ltd.

Ping An Insurance (Group) Company of China, Ltd. is a Financial Services company (Insurance - Diversified) based in China, listed on HKSE as 2318.HK.

What our checks show for 2318.HK

Red flags

• The gross margin fell by 11.3 points, to 88.7%: costs are rising faster than prices.
• The stock has fallen as much as 79% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 6.3 years.
• Return on capital (ROCE) is only 1.6%.

Warning signs

• Analysts expect the net margin to shrink by 0.3 points from today's 15.1%.

Strengths

• The net margin rose by 5.5 points over 5 years, to 15.1%.
• Operating cash flow is 3.79x net profit: the profit arrives as real cash.
• Revenue grew 16.6% a year over the last 3 years.
• Earnings per share grew 17% a year over the last 3 years.
• Net profit grew 12.7% a year over the last 3 years.
• Free cash flow is 56.3% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2026-10-29

Similar companies

BRK-A · 2601.HK · ALIZF · GJF.OL · TRYG.CO · ZURN.SW

Questions

What grade does Ping An Insurance (Group) Company of China, Ltd. (2318.HK) have?

In our weekly check, Ping An Insurance (Group) Company of China, Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 19 pass, warnings: 1, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 2318.HK stock?

This week's biggest flags for Ping An Insurance (Group) Company of China, Ltd.: Gross margin falling, Deep past fall, Slow recovery after falls. In total 6 of 25 checks show a warning or a red flag.

What does Ping An Insurance (Group) Company of China, Ltd. do?

Ping An Insurance (Group) Company of China, Ltd. is a Financial Services company (Insurance - Diversified) based in China, listed on HKSE as 2318.HK.

When does Ping An Insurance (Group) Company of China, Ltd. report earnings next?

The next earnings report is expected on 2026-10-29. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis