Zurich Insurance Group AG (ZURN.SW) stock analysis

In our weekly check, Zurich Insurance Group AG is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 3, red flags: 4.

About Zurich Insurance Group AG

Zurich Insurance Group AG is a Financial Services company (Insurance - Diversified) based in Switzerland, listed on SIX as ZURN.SW.

What our checks show for ZURN.SW

Red flags

• The gross margin fell by 5.4 points, to 80.7%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 20.4% a year.
• The stock has fallen as much as 68% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 10.5 years.

Warning signs

• Analysts expect earnings per share to shrink about 17.5% a year.
• The net margin is only 7.6%: little room if costs rise.
• Thinly traded (about 254 thousand shares a day): buying and selling can move the price.

Strengths

• Operating cash flow is 3.03x net profit: the profit arrives as real cash.
• Revenue grew 46.6% a year over the last 3 years.
• Earnings per share grew 40.7% a year over the last 3 years.
• Net profit grew 39.6% a year over the last 3 years.
• Free cash flow is 22.7% of revenue: cash for dividends, buybacks or growth.
• The price is 10.1 times earnings (P/E), reasonable for its growth.

Similar companies

TRYG.CO · CS.PA · BBSE3.SA · GJF.OL · G.MI · SLF.TO

Questions

What grade does Zurich Insurance Group AG (ZURN.SW) have?

In our weekly check, Zurich Insurance Group AG is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 3, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of ZURN.SW stock?

This week's biggest flags for Zurich Insurance Group AG: Gross margin falling, Weak revenue forecast, Deep past fall. In total 7 of 25 checks show a warning or a red flag.

What does Zurich Insurance Group AG do?

Zurich Insurance Group AG is a Financial Services company (Insurance - Diversified) based in Switzerland, listed on SIX as ZURN.SW.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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