Fubon Financial Holding Co., Ltd. (2881.TW) stock analysis

In our weekly check, Fubon Financial Holding Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 15 pass, warnings: 2, red flags: 8.

About Fubon Financial Holding Co., Ltd.

Fubon Financial Holding Co., Ltd. is a Financial Services company (Insurance - Life) based in Taiwan, listed on TAI as 2881.TW.

What our checks show for 2881.TW

Red flags

• The net margin fell by 9.8 points over 5 years, to 20.3%: the company keeps less of each sale as profit.
• The gross margin fell by 27 points, to 73%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 30.7% a year.
• Free cash flow is negative (-25.5% of revenue): the business spends more cash than it brings in.
• Return on capital (ROCE) is only 1.4%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• Analysts expect earnings per share to shrink about 5.4% a year.
• The stock has fallen as much as 57% from a peak. Would you have held through that?

Strengths

• Analysts expect the net margin to improve by 25.3 points from today's 20.3%.
• Revenue grew 47.7% a year over the last 3 years.
• Earnings per share grew 51.1% a year over the last 3 years.
• Net profit grew 52.6% a year over the last 3 years.
• The company keeps 20.3% of its revenue as net profit.
• The dividend takes 37% of profit: there is a cushion.

Next earnings report: 2026-11-19

Similar companies

8795.T · 2882.TW · 2628.HK · 1299.HK · 8750.T · 2883.TW

Questions

What grade does Fubon Financial Holding Co., Ltd. (2881.TW) have?

In our weekly check, Fubon Financial Holding Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 15 pass, warnings: 2, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 2881.TW stock?

This week's biggest flags for Fubon Financial Holding Co., Ltd.: Margins falling, Gross margin falling, Profits not backed by cash. In total 10 of 25 checks show a warning or a red flag.

What does Fubon Financial Holding Co., Ltd. do?

Fubon Financial Holding Co., Ltd. is a Financial Services company (Insurance - Life) based in Taiwan, listed on TAI as 2881.TW.

When does Fubon Financial Holding Co., Ltd. report earnings next?

The next earnings report is expected on 2026-11-19. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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