Cathay Financial Holding Co., Ltd. (2882.TW) stock analysis

In our weekly check, Cathay Financial Holding Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7.

About Cathay Financial Holding Co., Ltd.

Cathay Financial Holding Co., Ltd. is a Financial Services company (Insurance - Life) based in Taiwan, listed on TAI as 2882.TW.

What our checks show for 2882.TW

Red flags

• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 23.2% a year.
• Free cash flow is negative (-25.4% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 73% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 14.9 years.
• Return on capital (ROCE) is only 1.1%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• The net margin fell by 2.5 points over 5 years, to 20.2%: the company keeps less of each sale as profit.

Strengths

• The gross margin is 101% and has risen by 1.4 points: pricing power is holding.
• Analysts expect the net margin to improve by 18.5 points from today's 20.2%.
• Revenue grew 21.4% a year over the last 3 years.
• Earnings per share grew 52.3% a year over the last 3 years.
• Net profit grew 54.4% a year over the last 3 years.
• The company keeps 20.2% of its revenue as net profit.

Next earnings report: 2026-11-25

Similar companies

2881.TW · 8795.T · 2628.HK · 1299.HK · 2883.TW · 8750.T

Questions

What grade does Cathay Financial Holding Co., Ltd. (2882.TW) have?

In our weekly check, Cathay Financial Holding Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 2882.TW stock?

This week's biggest flags for Cathay Financial Holding Co., Ltd.: Profits not backed by cash, Weak revenue forecast, Weak free cash flow. In total 9 of 25 checks show a warning or a red flag.

What does Cathay Financial Holding Co., Ltd. do?

Cathay Financial Holding Co., Ltd. is a Financial Services company (Insurance - Life) based in Taiwan, listed on TAI as 2882.TW.

When does Cathay Financial Holding Co., Ltd. report earnings next?

The next earnings report is expected on 2026-11-25. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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