TS Financial Holding Co., Ltd. (2887.TW) stock analysis
In our weekly check, TS Financial Holding Co., Ltd. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 1, red flags: 11.
About TS Financial Holding Co., Ltd.
TS Financial Holding Co., Ltd. is a Financial Services company (Banks - Regional) based in Taiwan, listed on TAI as 2887.TW.
What our checks show for 2887.TW
Red flags
- The net margin fell by 12.4 points over 5 years, to 18.2%: the company keeps less of each sale as profit.
- The gross margin fell by 6.3 points, to 81.2%: costs are rising faster than prices.
- Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
- Analysts expect revenue to shrink about 27.4% a year.
- Free cash flow is negative (-9.6% of revenue): the business spends more cash than it brings in.
- The stock has fallen as much as 81% from a peak. Would you have held through that?
- Recovering from its deepest fall took about 5.4 years.
- The share count grew by 50.7% in 2 years: each shareholder owns a smaller slice.
- Return on capital (ROCE) is only 0.9%.
- Pay in shares equals 0% of free cash flow: it dilutes shareholders.
Strengths
- Analysts expect the net margin to improve by 19.2 points from today's 18.2%.
- Revenue grew 67% a year over the last 3 years.
- Earnings per share grew 41.3% a year over the last 3 years.
- Net profit grew 68.4% a year over the last 3 years.
- The dividend takes 34% of profit: there is a cushion.
- The price is 14.9 times earnings (P/E), reasonable for its growth.
Next earnings report: 2026-11-18
Similar companies
2884.TW · 3968.HK · 2886.TW · 2891.TW · 2880.TW · 2890.TW
Questions
What grade does TS Financial Holding Co., Ltd. (2887.TW) have?
In our weekly check, TS Financial Holding Co., Ltd. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 1, red flags: 11. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of 2887.TW stock?
This week's biggest flags for TS Financial Holding Co., Ltd.: Margins falling, Gross margin falling, Profits not backed by cash. In total 12 of 25 checks show a warning or a red flag.
What does TS Financial Holding Co., Ltd. do?
TS Financial Holding Co., Ltd. is a Financial Services company (Banks - Regional) based in Taiwan, listed on TAI as 2887.TW.
When does TS Financial Holding Co., Ltd. report earnings next?
The next earnings report is expected on 2026-11-18. We re-run the checks every week, so the grade can change after it.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-24
Open the full analysis