CTBC Financial Holding Co., Ltd. (2891.TW) stock analysis

In our weekly check, CTBC Financial Holding Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 1, red flags: 7.

About CTBC Financial Holding Co., Ltd.

CTBC Financial Holding Co., Ltd. is a Financial Services company (Banks - Regional) based in Taiwan, listed on TAI as 2891.TW.

What our checks show for 2891.TW

Red flags

• The net margin fell by 10.3 points over 5 years, to 19%: the company keeps less of each sale as profit.
• The gross margin fell by 18.5 points, to 81.5%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 20.5% a year.
• The stock has fallen as much as 73% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.5 years.
• Return on capital (ROCE) is only 1%.

Strengths

• Operating cash flow is 1.86x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 19.7 points from today's 19%.
• Revenue grew 43.3% a year over the last 3 years.
• Earnings per share grew 40% a year over the last 3 years.
• Net profit grew 39.2% a year over the last 3 years.
• Free cash flow is 34.1% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2026-11-24

Similar companies

8331.T · 3968.HK · 7186.T · 2887.TW · 2884.TW · 2886.TW

Questions

What grade does CTBC Financial Holding Co., Ltd. (2891.TW) have?

In our weekly check, CTBC Financial Holding Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 1, red flags: 7. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 2891.TW stock?

This week's biggest flags for CTBC Financial Holding Co., Ltd.: Margins falling, Gross margin falling, Weak revenue forecast. In total 8 of 25 checks show a warning or a red flag.

What does CTBC Financial Holding Co., Ltd. do?

CTBC Financial Holding Co., Ltd. is a Financial Services company (Banks - Regional) based in Taiwan, listed on TAI as 2891.TW.

When does CTBC Financial Holding Co., Ltd. report earnings next?

The next earnings report is expected on 2026-11-24. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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