Shizuoka Financial Group,Inc. (5831.T) stock analysis

In our weekly check, Shizuoka Financial Group,Inc. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7.

About Shizuoka Financial Group,Inc.

Shizuoka Financial Group,Inc. is a Financial Services company (Banks - Regional) based in Japan, listed on JPX as 5831.T.

What our checks show for 5831.T

Red flags

• The gross margin fell by 14.2 points, to 80.7%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 11.8% a year.
• The stock has fallen as much as 63% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 3.8 years.
• Return on capital (ROCE) is only 0.9%.

Warning signs

• Operating cash flow is only 0.56x net profit: part of the reported profit does not arrive as cash.
• The price swings a lot: 35.9% annual volatility. Expect large ups and downs.

Strengths

• The net margin rose by 4.3 points over 5 years, to 21.8%.
• Analysts expect earnings per share to grow about 16% a year over the next years.
• Analysts expect the net margin to improve by 19.2 points from today's 21.8%.
• Revenue grew 18.3% a year over the last 3 years.
• Earnings per share grew 26.4% a year over the last 3 years.
• Net profit grew 24.3% a year over the last 3 years.

Next earnings report: 2026-11-10

Similar companies

8331.T · 2891.TW · 7186.T · UNIONBANK.NS · PNB.NS · 7167.T

Questions

What grade does Shizuoka Financial Group,Inc. (5831.T) have?

In our weekly check, Shizuoka Financial Group,Inc. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 5831.T stock?

This week's biggest flags for Shizuoka Financial Group,Inc.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 9 of 25 checks show a warning or a red flag.

What does Shizuoka Financial Group,Inc. do?

Shizuoka Financial Group,Inc. is a Financial Services company (Banks - Regional) based in Japan, listed on JPX as 5831.T.

When does Shizuoka Financial Group,Inc. report earnings next?

The next earnings report is expected on 2026-11-10. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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