Ping An Insurance (Group) Company of China, Ltd. (601318.SS) stock analysis

In our weekly check, Ping An Insurance (Group) Company of China, Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 2, red flags: 5.

About Ping An Insurance (Group) Company of China, Ltd.

Ping An Insurance (Group) Company of China, Ltd. is a Financial Services company (Insurance - Diversified) based in China, listed on SHH as 601318.SS.

What our checks show for 601318.SS

Red flags

• The gross margin fell by 10 points, to 90%: costs are rising faster than prices.
• The stock has fallen as much as 86% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 8.5 years.
• Return on capital (ROCE) is only 1.6%.

Warning signs

• Analysts expect only about 3% a year of growth in revenue.
• Analysts expect the net margin to shrink by 0.4 points from today's 14%.

Strengths

• The net margin rose by 6 points over 5 years, to 14%.
• Operating cash flow is 3.53x net profit: the profit arrives as real cash.
• Earnings per share grew 22.5% a year over the last 3 years.
• Net profit grew 12.8% a year over the last 3 years.
• Free cash flow is 48.8% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 23% of profit: there is a cushion.

Next earnings report: 2026-10-29

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Questions

What grade does Ping An Insurance (Group) Company of China, Ltd. (601318.SS) have?

In our weekly check, Ping An Insurance (Group) Company of China, Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 2, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 601318.SS stock?

This week's biggest flags for Ping An Insurance (Group) Company of China, Ltd.: Gross margin falling, Deep past fall, Slow recovery after falls. In total 7 of 25 checks show a warning or a red flag.

What does Ping An Insurance (Group) Company of China, Ltd. do?

Ping An Insurance (Group) Company of China, Ltd. is a Financial Services company (Insurance - Diversified) based in China, listed on SHH as 601318.SS.

When does Ping An Insurance (Group) Company of China, Ltd. report earnings next?

The next earnings report is expected on 2026-10-29. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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